Friday, December 2, 2011

Retirement Planning Software: The Biggest Plan Of Your Life

Tags: Retirement Planning Software





Getting the Best out of Ecommerce – The Shopping Cart
How to go about starting Innovative Home Based Business Ideas!
OMG! World’s Biggest Breasts!
Why you should not delay your money making plan
To Buy Or Not To Buy Internet Traffics?
Use Video As A Marketing Tool – Create Yourself Or Buy It?
Lenovo Student Laptop – Best For Students on a Budget
Do You Speak More Than One Languages?


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Google Music – The World is Now Music ;)

In short, Google Music is about purchasing, sharing, discovering and enjoying the digital music in a very new, personalized and a very innovative way. Google is full of ambitious and young people who are always looking out for ways to make the life easier for others. Lesser music piracy issues too!
Everyone is this world likes to listen to some kind of music or the other. And Google Music aims to help people to be able to access their music collections from any device.
Google Music Service
What Google Music does is that it will help you to spend more time listening to your collection of music rather than spending more time to manage it. It will automatically sync the entire music collection, including the songs and albums you purchase and also those you upload and that too across all your devices.
This means that you do not have to worry about cables, transferring of files or be in a situation where you are running out of storage space on your device. All of the playlists that you have created will be kept intact no matter where you access your account from whether it is your tablet, your laptop or your phone. You can also select the artists, albums and playlists you would want to listen to when you are offline.
Google Music Library
When you set up the Google Music service, you can tell it to upload your Windows Media Player library or the library of your iTunes or any of the file folders that you select. This service supports more file formats than any other competitors out there, be it Amazon cloud player or the iTunes.
All of the music files are stored as 320 Kbps even if your music files are of higher quality. The player and the library is Google Music but all the purchasing is to be done from the Android Market site even if you don’t have an Android device with you.
The Google Music site also has an app called as Music Manager that you can download to your computer which will scan your computer for all the music files and upload it to the music locker which is cloud based. The place where you will purchase, preview and browse new music is the Android Market and all of this will then appear on your Google Music pages.
Songs range in price from 69 cents (44p) to $1.29 and come without DRM copy-protection. The search giant is also offering a different track free for download every day.
Cons
There are a few demerits of all this too! Like the iTunes Match and the Amazon Music Player, Google Music will not allow you to download the music you have on your account to any other computer unless the music file has been purchased by you on Google Music.
There is a lot of free music that is made available to all the people but there is a catch. You will have to give your credit card information even to get the free stuff and this may not be liked by some people.
And the biggest con is Google Music is only available for people in the US.

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Hot Item to Sell on eBay - Women's Capes Winter 2011

A recent article by AllVoices.com, explains that capes are the new coats for Winter 2011. Capes can be considered an accessory worn with casual wear, every day wear, or evening wear.

Many fashion conscious women are wearing capes as a substitute for a jacket or sweater. Capes work with skirts, pants, jeans, dresses, or leggings. This winter accessory item is showing up in all the major department stores such as Nordstrom, Macys, and Saks. A member of my Facebook group (shout out to Melinda S.!) recently mentioned that she found a gorgeous wool Coloratura cape at a thrift store for $10, and completeds where showing over $300 for the same cape. Wow, what a find!

Here are some recently completed listings on eBay for used capes, that you may be able to find at thrift stores:








Keep your eyes open for capes, wraps, shawls, and cloaks as you are out thrifting!

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Selling on eBay: How To Make $200+ Overnight


If you have ever considered selling on eBay, you will love this quick little success story!
The other day I was at a new thrift store. It is about 100 degrees in Georgia right now and this place had no air conditioning. My husband was ready to leave, but I have to look in every nook and cranny of any thrift store or garage sale.
I saw this little painted copper teapot in the glass display case….
selling on ebay teapot
The teapot was priced at $20 which is a little steep for what I normally spend, but I looked it up on my cell phone (using the research methods I teach about in my ebook) and it looked like I could get at least $70 for it. So, I went ahead and bought it.
When I got home, I did some further research and figured I could sell it for about $99-$150 easy, so I started a 7 day auction at $99 or Buy It Now for $249.
It sold within hours to a buyer for $249 in RUSSIA!

Just goes to show that you really can take your last $20, buy an item, list it on eBay and have the money within 24 hours for your electric bill, vacation money, medical bills….
Check out my ebook to learn my methods for making BIG money on eBay! DON’T FORGET to sign up for my FREE email training too!



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Brand to Sell on eBay - Joseph and Feiss


ou may not have heard of this brand, but it is a good one to look for at thrift stores. Joseph and Feiss. This brand is sold by Men's Wearhouse and they make dress shirts, polo shirts, blazers, slacks, and suits.

I often see these dress shirts in thrift stores in what look like donation "dumps" from dry cleaners. You may not realize that dry cleaners need to do something with their unclaimed clothing, and many will donate the items to a thrift store to take the tax deduction for a charitable donation.

I had a great sale this week on a lot of Joseph and Feiss shirts. Below is my listing:


Click here to see the completed listing. These shirts cost me $2 each and the lot of 3 sold for $32.97. After fees, I realized a profit of $21.50. (You can figure out your profit using this handy ebay fee calculator.)

On a side note, although I have moved into selling on Amazon, I am still an active seller on eBay. My eBay sales have definitely decreased over the past 2 years with much of my time spent on private coaching, learning to sell on Amazon, writing information products, and collaborating with other eCommerce experts to create trainings. I still have my finger on the pulse of eBay, although not to the extent it has been in the past.

Also, I had somewhat of an incident this week with another blogger who took the liberty of plagiarizing material from my blog, eBooks, and Examiner column and passing it off as his own original work. Although legal action for intellectual property theft was avoided in this case, because of the nature of the internet, it is disturbing that anyone can set up a blog and post information and advice about selling on eBay. For those of us who make eBay (or online) selling a source of income, we know how much work is involved in this business. It is offensive when someone with very little (or no) eBay experience poses as an eBay seller with the objective of making money by pirating someone else's experiences and presenting them as their own.

I want to caution you when reading eCommerce blogs and advice on the internet. Consider the source before following advice. Who is this person? What is their experience selling online, and can it be confirmed? I would be wary of anyone who claims to be an eBay seller who does not openly share his store or user ID with his reading audience on a blog, Facebook Group, or other venue. This seems to be a problem with people thinking they can sell information about eBay and not have the experience or knowledge required to create or disperse correct information.
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Howdy from the deep South everyone! I wanted to let my readers know that I have NOT dropped off the planet since February.

I have been taking a little break here and there, working on other parts of my businesses. eBay has not fallen away for me at all! But, the beauty of eBay is that I can have items sitting in my store (over 800 right now) and they still sell each and every week.

I can move items from my store inventory to auction to gather more buyers and lead them back into my store.

I can be sick, out of town, working on other things…. and still bringing in some income from my eBay store.

So, yes, once you “build it” they will still come. If you have not opened your own eBay store, you are missing the boat!

I am back at the eBay game, listing new items for the next couple of weeks again… so head over to my store and help me clear out my inventory to make way for my new stuff!:)


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Charged Off As Bad Debt – In Your Business

What is bad debt
Especially when you are in business, charged off as bad debt is an accounting term that roughly means that if say a company finds that those people to whom it has given some money but they later on find that the person is unable to pay it off, then the company charges it off as bad debt and shows that amount as a loss.
For an example, you could be a wholesaler and you giving out credit terms to your customers with 3 months terms. Then you found out that their business is not doing so well and they are unable to pay the amount of stocks they have taken.
An important point to be noted here is the fact that charging off as bad debt does not signify by any means that the person does not need to pay the debt any more. It is obviously his duty to clear off the amount he has borrowed.
Legal actions
If he fails to do so, you, as the company or the individual whoever is the creditor will take some kind of action against the person for legal and justified reasons. However, for the meantime to balance his sheet and to show the loss of fund, he needs to charge it off as bad debt.
If by any means the bad debt is recovered, the entry is negated by making a corresponding entry in the other side of the balance sheet. For small firms that involve little stock inventory, they play the game with little budget.
How to avoid bad debt
It is absolutely essential for you to be very sure and certain before lending any money as when people are working with limited capital and investment and a lot depends on every single trading, a bad debt could turn a lot of tables. An entire firm can fail because of bad debt especially for small firms as they find it hard to manage even minor loss.
If a new clients with no credit record comes to you, always transact in cash term. Give them a few months and see how they fare. See if you have issues cashing in their checks and on how many occasions.
This can be a problem to small retailers. I know the feeling, when i first got started selling online then, nobody take e-store seriously. I have to carry stocks in cash term. It is one of the worst thing i’ve ever felt in my life.
But it is the only way these wholesalers can protect themselves. Afterall, i’ve no credit record with them.
A lot of firms have suffered in the past owing to bad debts. Make a conscious and justified decision before investing and lending money to others as ending up charging someone off as a bad debt could be a major setback.
Bad debts are no fun
Bad debts are a form of loss. Any loss is hard to deal with. Although, companies make their best efforts to recover all their money, yet sometimes when there is no option then they have to write an account off as bad debt.
No matter big or small; every firms find it difficult to accept losses as they deter the progress of your business. However, big firms have sufficient funds and stand in a position to recover from such losses.
On the contrary small firms that rely a lot on their stocks and inventory suffer badly because of such bad debts. They look for desperate measures to claim their money back as it is vital for the firm’s success. Inventory refers to raw materials or goods used and any bad debt incurred in this will have cumulative repercussions.

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Employee Performance Review Form – Managing Your Employees

Do not overlook your small business. It can grow big over time. Many companies like Zappos started humbly with few employees and grow big because they take great care in their customers and employees well being.
Performance Analysis
All the employees need to have a performance analysis or review done at the end of every financial year. Here are some of the details and the importance of employee performance appraisal system. A lot of forms are there which serve to analyze whether or not the performance of the employee is worth a promotion. Just like when you are an employee yourself. Ouch, i know how that feels.
Promotions can be a tough decision and a right method of determining the worthy candidates must be in place for your company’s best interest. Different companies can have different forms; however, the base for all form is essentially the same. The immediate senior needs to assess the form as the document contains the name of the employee, his designation, his department.
Apart from this the areas of strength and expertise must be mentioned. The status of the employee is assessed by monitoring his progress so far.
Task or Projects
Do you assign some project or other to your staff? These projects act as the yardstick for true measurement. Not only is the status of the project monitored, but the extent if participation of the particular employee in the project is also ascertained.
The areas of strength and interest can also play a crucial role in assessment of promotion opportunity. If the areas are strong enough for the your liking or is an advanced field which is generating too much interest at the time, then the performance of the employee might be enhanced as the employee could help a lot in helping boost the company’s performance.
Feedback
A lot of feedback is also taken. Feedback from employees at same level can also be successfully implemented. The feedback should be kept anonymous and multiple feedbacks from various people could give a true picture. The most crucial role is that of the immediate senior.
It is the immediate boss who knows it best where the employee stands and whether or not, he has done the right amount of quality work that calls for a promotion. Most of the time in small business, you are the only boss all the staff reports to.
Tools for Managing Employee Performance Reviews
It is essential that all companies have a right employee performance review system in place as only when an employee is awarded for his high commitment and work standard than the loyalty towards the company builds up. It is this loyalty towards your own company that can prove to be the total clincher as a loyal work force is one of the biggest asset for any firm.
A good and loyal workforce can help a company achieve all of its goals as employees keep the company running. That is why it is one of your main objectiveto keep all your employees contented and happy. The happiness can come only through a just and right employee performance approval system and tools.
You are now in a position to approve your employee’s performance review forms! To have an idea as to what the form looks like, check on some of the templates that you can find online. I just search for “Employee Performance Review Form” and found heaps of them!
And do remember… that the forms must be approved and reviewed by multiple people to ensure you get the right result.


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